Owning and maintaining for a home is not easy. Whether you're a longstanding homeowner in the neighborhood or just purchased your first home, MHNA is here to demystify the process and to connect you with other homeowners nearby. Below are some resources to help you stay on top of your responsibilities as a homeowner, as well as to reap its benefits.
Get to Know Your Home!
It's important to learn about your property so that you're familiar with its unique identity and needs. Even if you think you already know your home top-to-bottom, it's worth inspecting your property twice a year to identify any changes or damage.
The Hennepin County Recorder's Office provides a useful online Property Information Search tool to research useful information about your property, including construction year, property ID number, tax parcel information, and taxable land and building values.
If you want to learn more about improvements that have been made to your home, the Hennepin County Library has digitized the building permit index cards for many homes in Minneapolis. This is a useful and fun resource to get more familiar with the structure and history of your home.
There are many costs associated with homeownership. Thankfully, a number of resources are available to ease the financial burden of owning and maintaining your home:
- The State of Minnesota's Energy Assistance Program (EAP) grants up to $2,000 to cover household utility costs, including energy, heat, and water bills. Eligible households must have an income at or below 60 percent of the state median income. For more information and to see if you qualify, visit mn.gov/energyassistance or call 800-657-3710 and press 1.
- The Center for Energy & Environment (CEE) has partnered with Xcel Energy and CenterPoint to offer the Home Energy Squad program. It includes in-home audits to assess your home's energy efficiency and provide tips on how to cut down on energy costs.
- The Community Action Partnership of Hennepin County (CAP-HC) offers a number of assistance programs to low-income families, including energy, tax, transportation, and housing assistance. To learn more about their services, visit: https://caphennepin.org/what-we-do/.
- If property taxes are putting a serious strain on your household's finances, the State of Minnesota may be able to help. You may qualify for a number of special tax credits and classifications that could lower your property tax burden. Check out the programs available: https://www.revenue.state.mn.us/property-tax-programs.
Repairs & Rehab
Before making any major improvements to your property, you should consult with the City of Minneapolis to be sure you're complying with building codes or to learn if you need a permit. For more information on property maintenance and improvement, visit: https://www2.minneapolismn.gov/resident-services/property-housing/property-maintenance/.
To promote neighborhood safety, the Marcy-Holmes Neighborhood Association has created a Security Rebate Program. Homeowners and other property owners can be reimbursed up to $250 for making safety improvements to their properties. To learn more, visit: https://www.marcy-holmes.org/security.
As the oldest neighborhood in Minneapolis, Marcy-Holmes boasts many unique historic homes. Integral to our colorful character, these structures require special attention when it comes to property stewardship. Check out the resources below to learn how to preserve the historic character of your property and our neighborhood:
- The Minnesota Historical Society provides some great tips and resources for rehabilitating historic structures. Learn more here: https://www.mnhs.org/preservation/buildings/rehab.
- Rethos is a local nonprofit that advocates for the preservation and re-use of historic buildings. They offer a number of hands-on workshops for historic homeowners to learn techniques for preserving and rehabbing their property. Topics include window replacement, weatherization, finishes and varnishes, and routine maintenance. Learn more about their class offerings here: https://www.rethos.org/education.
- The City of Minneapolis' Just Deeds Project offers free services to help property owners remove exclusionary racial covenants from their properties’ legal title. To learn more, visit: https://www2.minneapolismn.gov/government/departments/attorney/just-deeds/.